| Type of Loan | Term Loan - General |
| Scheme name | TERM LOAN (TL) |
| Purpose of the loan | To meet long term financial needs of industry and industry-related projects |
| Eligibility Criteria | Industry covers wide spectrum of activities both in the manufacturing and service sector, especially in the Micro, Small and Medium Enterprises (MSMEs) |
| Upper loan limit | PROPRIETORSHIP & PARTNERSHIP : Rs. 4 crore PRIVATE LIMITED COMPANY : Rs.10 crore |
| Promoter’scontribution | 1:3 |
| Moratorium period | Moratorium up to 3 years |
| Repayment period | The loan shall be repayable in monthly instalments for a period not more than 10 years including the Moratorium period. |
| Lending Rate of Interest | 8% to 10.50% pa |
